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At BankIowa, our Certificates of Deposit allow depositors a great way to manage savings and grow money without risk. A Certificate of Deposit provides competitive rate of return on terms that range from 3 to 60 months, you can choose a term that works best for you.

Certificates of Deposit Features

  • LOW minimum deposit of $500.00
  • Competitive fixed rate of interest
  • Variety of terms ranging from 3 to 60 months
  • Flexible interest payment methods–compounding, interest check or direct deposit.
  • FDIC Insurance coverage provided
  • Locked in rates give a sense of security
  • Can be used as collateral for a BankIowa loan
One-Way UP Certificate of Deposit
  • This certificate gives owners the opportunity to take advantage of a one time option of increasing the rate of interest
  • At the time of rate change, owners have the option to add $500 or more to the certificate
  • Adding money will not extend the maturity date
  • The New rate will be from the effective date of rate change until the initial term expires