Personal

Home Equity Lines of Credit

Why choose BankIowa for your next Home Equity Loan/Line of Credit?

  • East to apply, minimal paperwork
  • Minimal closing costs
  • Interest may be tax deductible (Consult your tax advisor for complete details)
  • Decision made locally, quick answers on your request
  • Flexible repayment schedules, pick a payment that works in YOUR budget
  • Very competitive interest rates

Fixed Rate Home Equity/Home Improvement Loans

Utilize the equity in your home with BankIowa’s full line of Home Equity and Home Improvement loans. If you are remodeling your home, making a major purchase, consolidating existing high interest debt, a BankIowa home equity loan may the solution for you. These loans offer a fixed interest rate.

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Home Equity Lines of Credit

When you need extra cash, but not all at once, a home equity line of credit may be the solution. Once the line of credit is opened, you can advance funds directly, whenever you want through online banking, by phone, or in person at any of our locations. Your maximum credit limit is determined, depending on the equity in your home and your repayment ability. Borrow money without reapplying every time, it’s that convenient!

Insurance required on securing property.

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BANKIOWA NMLS #410754

*Loans subject to credit approval