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In observance of Thanksgiving, all BankIowa branches will be closed on Thursday, November 28th, 2024. All BankIowa branches will close at 12:00PM on Friday, November 29th, 2024.

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Ag Loans

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BankIowa: Nurturing Agricultural Growth and Success Since 1921

For over a century, BankIowa has been a steadfast partner to Iowa's agricultural community. We understand that as the agricultural sector evolves, so do the financial needs of you, the producer. Our approach involves taking the time to comprehend your operation's unique aspects, enabling us to craft the most effective financial solutions for you. Our diverse range of agricultural loans is tailored to support your pursuit of financial success in farming.

Contact Our Ag Lenders

Our Agricultural Loan Services Include:

Operating Lines of Credit:

  • Essential Operating Funds: We provide loans for crop and livestock operations to cover daily operating expenses.
  • Flexible Revolving Credit: Our Line of Credit loans offer the flexibility to borrow and repay in sync with your cash flow cycles.

Enterprise Expansion/Capital Improvement Loans:

  • Invest in Growth: Finance your livestock and machinery investments with us to expand your operations.
  • Facility and Infrastructure Financing: We support updates and maintenance, including tiling, new building projects, and confinement facilities.

Ag/Farm Real Estate Loans:

  • Land Acquisition and Refinancing: Whether purchasing new farmland or refinancing existing loans, we provide your agriculture solutions.
  • Fixed-Rate Options: Benefit from our fixed-rate Ag real estate loans for predictable financial planning.
  • FSA Guaranteed Loans: We partner with the Farm Service Agency for guaranteed loan options.

Beginning Farmer Program:

  • Step into Farming: Our collaboration with government programs makes it possible for you to embark on a farming career.
  • Competitive Rates and Guidance: We work with the Farm Service Agency to offer Beginning Farmer Loan Programs, ensuring competitive interest rates and expert guidance.

Partnering Additional Financing Options:

  • Extended Loan Terms: We can sell into secondary markets to provide longer-term fixed-rate loans ranging from 7 to 30 years.

Start Your Agricultural Financial Journey with BankIowa

Ready to take the next step? Please complete our Agricultural Financial Statement and visit your nearest BankIowa branch to begin. Our dedicated team is eager to assist you in fostering the growth and success of your agricultural business.

Meet Your Ag Banking Team

Chuck Paulsen

Chuck Paulsen

VP, Business Banking

NMLS: 458188

Divisions: Ag Banking, Business Banking

Location: Cedar Falls

Phone: (319) 575-9032

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Mike Cook

Mike Cook

Buchanan Market President/Ag Business Banking Officer

Division: Ag Banking

Location: Independence Main

Phone: (319) 334-7520

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Dan Flaucher

Dan Flaucher

Ag Business Banker

Division: Ag Banking

Location: Independence Main

Phone: (319) 334-7566

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Lucretia Mangrich

Lucretia Mangrich

Ag Business Banker

Division: Ag Banking

Location: Independence Main

Phone: (319) 334-7514

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Tony Marzen

Tony Marzen

Ag Business Banking Manager

Division: Ag Banking

Location: Independence Main

Phone: (319) 334-7538

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Rob Ratchford

Rob Ratchford

Ag Business Banker

NMLS: 2386011

Division: Ag Banking

Location: Independence Main

Phone: (319) 334-7583

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Mason Peter

Mason Peter

Business Banker

Divisions: Ag Banking, Business Banking

Location: Waterloo Kimball

Phone: (319) 236-2140

Contact Me

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