Business Credit Cards

Introducing the Visa Signature^® Business Rewards Credit Card¹ from BankIowa

As a business owner, you understand the importance of making every dollar count. That's where the Visa Signature® Business Rewards credit card¹ comes in - a card designed to maximize your rewards effortlessly. You can use your business credit card to pay for business expenses, such as supplies and vendor payments. Our business credit card lets you separate your business expenses from your personal expenses, which can help you maintain your accounts and prepare your tax returns. Enjoy the power and convenience of a BankIowa Visa Signature^® Business Rewards credit card by applying for the card today!

Tailored Rewards for Your Business:

Double the Points: Earn 2X Points for each dollar spent in your top two spending categories each month.
Universal Earning: Gain 1 Point per dollar on all other purchases wherever Visa is accepted².
Simplicity in Savings: No need to track categories, activate offers, or remember limits.
24/7 Online Redemption: Access your rewards anytime, anywhere, all year round.

Adapt to Your Business Needs:

Your business expenses vary, and so should your rewards. The Visa Signature Business Rewards credit card¹ adapts to your changing business needs, ensuring you're not confined to rigid reward categories.

Exciting Introductory Offers:

0% Introductory APR: Enjoy a 0% purchase APR for the first 9 months³, giving your business a financial breather.
Bonus Rewards Points: Spend $2,000 within the first 90 days of account opening and earn a whopping 20,000⁴ Bonus Rewards Points.

Empower Your Business Spending:

Make the smart move for your business. The Visa Signature Business Rewards credit card¹ not only aligns with your spending patterns but also enhances your business's financial health. Ready to drive your business rewards to the next level? Embrace the flexibility and benefits of the Visa Signature^® Business Rewards credit card¹ from BankIowa. To apply, click the button below to download out business credit card application and then bring your completed application into your nearest branch.

Download Application

Additional details:

No Annual Fee
Competitive Purchase APR
Consolidated and Individual Card Billing Options
Fraud Protection and Individual Card Limits
Oh, we almost forgot! This card is equipped to handle all your mobile wallets

If you are an existing Business credit card account holder and would like to be considered for this new product, please complete a Product Change Request Form¹ or visit a BankIowa Banking Center.

1) Subject to credit approval. Rates and fees subject to change.
2) The Program Member's Control Account or the Cardholders account (if cards are billed to an individual Cardholder) earn two (2) Points for each dollar on Net Purchases that fall within the top two (2) merchant category codes (MCCs) for that month, based on the total dollar volume of Net Purchases in each category. We will use the MCCs assigned by the Card Network to identify your Net Purchases that qualify for accelerated Points earning. Certain conditions, restrictions, and exclusions apply. See the Visa Signature Business Rewards Program Rules for complete details about the rewards program.
3) APR for Purchases: 0.00% introductory APR for nine months. After that, your Purchase APR will be 15.99% (quote based on the Prime Rate in effect as of November 1, 2019).
4) Within 90 days of opening your new Visa Signature Business credit card account, approved applicants must use their card(s) to make $2,000 in Net Purchases to receive 20,000 bonus points. Bonus point eligibility will be determined by combining Sub Account Net Purchases to the Program Member's Control Account, or by an individual Cardholder's Net Purchases if the individual Cardholder receives a bill. Bonus Points will be applied to your account within 45 days of meeting the spend requirement. The following transactions are excluded from "Purchases" and do not earn rewards points: cash advances, returns, finance charges and credit card interest or fees.
*) The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC

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