Our Business Mobile Banking Services
The BankIowa Mobile Banking for Business app provides you with instant access to your BankIowa accounts wherever and whenever you desire. It's like having a BankIowa branch right in your pocket, making banking on the go a breeze. Our app is designed to empower you with seamless control, day or night.
Our mobile banking is not just free, but it's also quick and secure, offering you the versatility to perform everything available on our online banking platform - and then some. Elevate your banking experience by downloading the BankIowa Business app today.
Here’s how:
- Must have an Online Banking account, Company ID, and a User ID
- The Company ID, User ID, and Password for Business Online Banking will be the same for the Mobile App
- Search for BANKIOWA BUSINESS MOBILE in your App Store to download the Business app.
BankIowa Mobile Business App
Remote Deposit - Your Step-by-Step Guide
Before You Deposit
- Endorse the back of the check with "For Mobile Deposit Only" and your signature or business endorsement stamp.
- Include "BankIowa, mm/dd/yy" in the endorsement area.
- Ensure the payee name matches the name(s) on the account you are depositing to.
- Confirm the check is endorsed by all payees.
- Clean your camera lens to avoid degradation of photo quality from pocket lint or dust buildup.
As You Deposit
- Place the check on a flat, dark-colored, well-lit, non-reflective surface that contrasts with the color of the check.
- Ensure ample lighting, avoiding the use of the camera flash. If needed, adjust lighting to prevent shadows on the check.
- Confirm visibility of the top, bottom, and side edges of the check in your camera preview window before taking the picture.
After You Deposit
- Monitor your email for notifications. If your check image isn't accepted or if there's a fund hold, you'll receive an email notice within one business day.
- Check your Online or Mobile Banking account at 1:00 am or later after normal business days to confirm successful processing.
- Deposits before 3:00 pm on business days process the same day; those after 3:00 pm or on non-business days process the next business day.
- After deposit, securely store your check for at least 30 days. After this period, cross-cut shred or destroy the check in a secure manner.
Please see the Mobile Banking Service Agreement for further details or call us at 1-800-433-0285.