Blog

Understanding how Annual Percentage Yields (APYs) work is essential for anyone looking to make the most of their savings or investment accounts. APY is a crucial metric that helps you compare the potential earnings from different financial products such as savings accounts, certificates of deposit (CDs), and money market accounts.

bank loans, general, retirement savings, tips

In today’s digital age, the threat of phishing and social engineering scams is more prevalent than ever. Social engineering uses deceptive tactics designed to trick consumers into revealing sensitive information such as passwords, financial information, and personal details which are then used for fraudulent purposes.

cybersecurity, financial advice, financial security, fraud, general, online scams, online security, scams, tips

Tax season can be a stressful time for many, and unfortunately, it’s also a prime time for scammers looking to take advantage of unsuspecting taxpayers. Identifying how tax scams work and avoiding them is crucial to protecting your personal information and financial well-being.

business fraud, financial advice, financial security, fraud, general, online scams, online security, scams

Dating apps have revolutionized the way people connect and find love, but they also come with risks, including scams that can have significant negative financial impact. Scammers on these platforms often prey on emotions, building trust before exploiting their victims financially. The consequences can be devasting!

financial advice, financial security, fraud, general, online scams, online security

Balancing your checking account is a crucial skill for maintaining your financial health and avoiding unnecessary fees. It involves keeping track of your deposits, withdrawals, and other transactions to ensure that your account records match your bank statements. Explore these effective steps and strategies to help you stay on top of your finances.

banking advice, checking accounts, financial security, general, tips

BankIowa, Cedar Rapids, IA is proud to announce it is starting 2025 with another 5-Star Superior rating from BauerFinancial, the Nation’s Premier Bank Rating Firm. A 5-Star Superior rating indicates that BankIowa is one of the strongest banks in the nation.

general

Overdraft fees can be a frustrating and costly surprise for many people. These fees occur when you spend more money than you have available in your checking account, causing your bank to potentially cover the shortfall temporarily. Explore what overdraft fees are, how they work, and, most importantly, how you can avoid them.

banking advice, checking accounts, financial advice, financial security, general

In today’s fast-paced world, understanding money management, budgeting, and saving is more important than ever. Introducing financial concepts to your kids early will help them develop healthy financial habits for later in their lives. For parents and/or educators, here are some tips and activities to help prepare your kids.

banking advice, cybersecurity, financial advice, general, tips

When it comes to choosing homeowners insurance, it’s important to consider factors like coverage options, deductibles, and premiums. You’ll want to find a policy that meets your specific needs and budget. You should also consider getting different quotes from different insurance providers to ensure you’re getting the best deal.

financial advice, financial security, general, insurance, tips

Whether you are looking to save for unexpected doctor visits or are planning for future healthcare expenses, Health Savings Accounts (HSA’s) offer a smart and tax-advantaged way to set aside money.

banking advice, general, insurance