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BankIowa will close at 12:00 PM on December 24th and will be closed December 25th. The last time for a wire to be sent on December 24th will be at 11:00 AM.

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Craft Your Personalized Savings Plan with BankIowa   

BankIowa goes beyond expectations with a diverse range of savings account options designed to align with your unique preferences, all while prioritizing the safety of your funds. Whether you seek a conventional savings account for financial growth, an interest earning savings offering, convenient access, or an account to save for the holidays, BankIowa has the ideal solution with your goals top of mind. Engage with our team of personal banking experts to uncover the ideal account that not only suits your needs but also ensures the security of your financial future. Optimize your savings with confidence through BankIowa's specialized and secure savings options.

Start Your Savings Goals

Compare Our Savings Accounts

Personal Savings

Earn interest with low minimum balance requirements

Christmas Club*

An automatic transfer from checking or savings will make holiday shopping much easier!

Health Savings Account^

HSAs are designed to help you save for future qualified medical and health expenses

Minimum Opening Deposit

$100 (Account holder under age 22; $10)

Automatic debit from BankIowa checking or savings:
Weekly - $5
Biweekly - $10
Monthly - $20

$0

Interest Rate

View Rates

Interest is compounded and credited on
October 29 

View Rates

Free Online/Mobile Banking* 

X

X

X

Free eStatements

X

X

X

ATM and Debit Card (Must have BankIowa checking account to receive ATM and Debit Card approval)

X

N/A

X

*Early withdrawals allowed only for death, relocation, or another emergency situation. Account will be closed if an early withdrawal is made.

^A High Deductible Health Plan (HDHP) is an insurance policy with a high deductible and usually a lower premium. It can be combined with a Health Savings Account to pay expenses toward the deductible with tax-free dollars. Required opening balance = $100.00. Interest compounded and credited monthly. Monthly Maintenance Fee of $4.95 will be imposed each monthly statement cycle if the average daily collected balance for the monthly statement cycle falls below $1,500.00. The average daily collected balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

**Consult your tax advisor for tax questions.

Your Personal Banking Team

Teresa Samec

Teresa Samec

Office Manager, VP

NMLS: 523287

Divisions: Branch Manager, Personal Banking

Location: Cedar Falls

Phone: (319) 575-9031

Contact Me
Karen Gosnell

Karen Gosnell

Personal Banker

NMLS: 2547868

Division: Personal Banking

Location: Cedar Rapids NE

Phone: (319) 249-7075

Contact Me
Sharon Meoni

Sharon Meoni

Office Manager, AVP

NMLS: 1155200

Divisions: Branch Manager, Personal Banking

Locations: Cedar Rapids NE, Marion

Phone: (319) 249-7094

Contact Me
Mollie Woltz

Mollie Woltz

Office Manager, AVP

NMLS: 996926

Divisions: Branch Manager, Personal Banking

Locations: Cedar Rapids SW, Norway

Phone: (319) 249-7079

Contact Me
Jeff Wagenknecht

Jeff Wagenknecht

Office Manager

Divisions: Branch Manager, Personal Banking

Location: Independence Main

Phone: (319) 334-7544

Contact Me
Joan Dale

Joan Dale

Personal Banker

NMLS: 2237058

Division: Personal Banking

Location: Independence South

Phone: (319) 334-7584

Contact Me
Heidi Larson

Heidi Larson

Relationship Banker

NMLS: 1459890

Division: Personal Banking

Locations: Jesup, Waterloo Downtown

Phone: (319) 888-7024

Contact Me
Christina Keppler

Christina Keppler

Lamont Office Service Leader/Personal Banker

NMLS: 2377688

Divisions: Branch Manager, Personal Banking

Location: Lamont

Phone: (319) 334-7594

Contact Me
Kimberly Zerr

Kimberly Zerr

Personal Banker

NMLS: 2547871

Division: Personal Banking

Location: Marion

Phone: (319) 206-7001

Contact Me
Deborah Clark

Deborah Clark

Universal Banker

NMLS: 1155198

Division: Personal Banking

Location: Rowley

Phone: (319) 334-7507

Contact Me
Deb Hemsath

Deb Hemsath

Office Manager, AVP

NMLS: 2294847

Divisions: Branch Manager, Personal Banking

Location: Rowley

Phone: (319) 334-7585

Contact Me
Mickayla Burk

Mickayla Burk

Assistant Office Manager

NMLS: 2550071

Divisions: Branch Manager, Personal Banking

Location: Waterloo Downtown

Phone: (319) 249-7085

Contact Me
Jane Messingham

Jane Messingham

Consumer Banking Manager, VP

NMLS: 458197

Divisions: Branch Manager, Personal Banking

Location: Waterloo Downtown

Phone: (319) 888-7026

Contact Me
Billie Payne

Billie Payne

Office Manager, AVP

NMLS: 1379369

Divisions: Branch Manager, Personal Banking

Location: Waterloo Kimball

Phone: (319) 888-7009

Contact Me

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