Home Appraisals: The Basics
August 07, 2024
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Craft Your Personalized Savings Plan with BankIowa
BankIowa goes beyond expectations with a diverse range of savings account options designed to align with your unique preferences, all while prioritizing the safety of your funds. Whether you seek a conventional savings account for financial growth, an interest earning savings offering, convenient access, or an account to save for the holidays, BankIowa has the ideal solution with your goals top of mind. Engage with our team of personal banking experts to uncover the ideal account that not only suits your needs but also ensures the security of your financial future. Optimize your savings with confidence through BankIowa's specialized and secure savings options.
Compare Our Savings Accounts
Personal Savings Earn interest with low minimum balance requirements | Christmas Club* An automatic transfer from checking or savings will make holiday shopping much easier! | Health Savings Account^ HSAs are designed to help you save for future qualified medical and health expenses | |
|---|---|---|---|
Minimum Opening Deposit | $100 (Account holder under age 22; $10) | Automatic debit from BankIowa checking or savings: | $0 |
Interest Rate | Interest is compounded and credited on | ||
Free Online/Mobile Banking* | X | X | X |
Free eStatements | X | X | X |
ATM and Debit Card (Must have BankIowa checking account to receive ATM and Debit Card approval) | X | N/A | X |
*Early withdrawals allowed only for death, relocation, or another emergency situation. Account will be closed if an early withdrawal is made.
^A High Deductible Health Plan (HDHP) is an insurance policy with a high deductible and usually a lower premium. It can be combined with a Health Savings Account to pay expenses toward the deductible with tax-free dollars. Required opening balance = $100.00. Interest compounded and credited monthly. Monthly Maintenance Fee of $4.95 will be imposed each monthly statement cycle if the average daily collected balance for the monthly statement cycle falls below $1,500.00. The average daily collected balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
**Consult your tax advisor for tax questions.
Your Personal Banking Team
Teresa Samec
Office Manager, VP
NMLS: 523287
Division: Personal Banking
Location: Cedar Falls
Phone: (319) 575-9031
Karen Gosnell
Personal Banker
NMLS: 2547868
Division: Personal Banking
Location: Cedar Rapids NE
Phone: (319) 249-7075
Sharon Meoni
Office Manager, AVP
NMLS: 1155200
Division: Personal Banking
Locations: Cedar Rapids NE, Marion
Phone: (319) 249-7094
Mollie Woltz
Office Manager, AVP
NMLS: 996926
Division: Personal Banking
Locations: Cedar Rapids SW, Norway
Phone: (319) 249-7079
Jeff Wagenknecht
Office Manager
Division: Personal Banking
Location: Independence Main
Phone: (319) 334-7544
Joan Dale
Personal Banker
NMLS: 2237058
Division: Personal Banking
Location: Independence South
Phone: (319) 334-7584
Heidi Larson
Relationship Banker/Mortgage Banking Officer
NMLS: 1459890
Divisions: Mortgage, Personal Banking
Locations: Jesup, Waterloo Downtown
Phone: (319) 888-7024
Christina Keppler
Lamont Office Service Leader/Personal Banker
NMLS: 2377688
Division: Personal Banking
Location: Lamont
Phone: (319) 334-7594
Kimberly Zerr
Personal Banker
NMLS: 2547871
Division: Personal Banking
Location: Marion
Phone: (319) 206-7001
Deborah Clark
Universal Banker
NMLS: 1155198
Division: Personal Banking
Location: Rowley
Phone: (319) 334-7507
Deb Hemsath
Office Manager, AVP
NMLS: 2294847
Division: Personal Banking
Location: Rowley
Phone: (319) 334-7585
Mickayla Burk
Assistant Office Manager
NMLS: 2550071
Division: Personal Banking
Location: Waterloo Downtown
Phone: (319) 249-7085
Jane Messingham
Consumer Banking Manager, VP
NMLS: 458197
Division: Personal Banking
Location: Waterloo Downtown
Phone: (319) 888-7026
Billie Payne
Office Manager, AVP
NMLS: 1379369
Division: Personal Banking
Location: Waterloo Kimball
Phone: (319) 888-7009
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