At BankIowa, we offer flexible and convenient financing products that will help your business achieve its full potential. Whether you’re financing equipment or starting a new business, we’ll work with you to achieve your goals. At BankIowa, our decisions are made and managed locally, by people who know you and your business. As a local bank, we have the opportunity to get to know our customers, both professionally and personally, on a level unmatched by larger institutions. Our loans officers are dedicated to the long-term success of our customers and, in turn, become trusted advisors to local businesses. Each loan officer will personally manage each loan so every customer can rely on consistent personal service.

Business Loans

Whether starting a new business or expanding an existing one, you can count on the professional loan officers at BankIowa to help you reach your business goals. We loan money for operating expense, inventory, capital purchases or real estate.

Small Business Administration (SBA) Loans

BankIowa works with Small Business Administration along with state and local economic development organizations to provide financing for new and growing small businesses. Our experience will work for you to help you take advantage of these available programs.

Agricultural Loans

BankIowa has helped Iowa’s agribusiness grow for more than 95 years. We can arrange a loan to cover operation expenses, acquisition of real estate, livestock or equipment. Interested in farm management? Consult with our Investments and Trust Professionals. Click here to be directed to that page.

Real Estate Loans

Competitive rates and fast approval time. We offer a variety of payment options to fit your business cash flow.

Line of Credit

BankIowa offers competitive secured and unsecured working capital lines of credit to fund seasonal operation cycles, accounts receivable and inventory.

BankIowa’s primary lending area is Black hawk, Benton, Buchanan, and Linn counties in the state of Iowa.