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Tag: financial security

Person analyzing their online passwords.
Avoiding Identity Theft and Fraud

In our digital world, protecting your personal information has never been more critical. Identity theft and fraud are growing concerns, with cyber criminals constantly devising new ways to steal sensitive data and exploit unsuspecting individuals.

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business fraud, cybersecurity, financial advice, financial security, fraud, general, online scams, scams

Family planning finances for their vacation.
Planning Finances For Vacation

Planning a vacation is always exciting, but ensuring you have your finances in order can make the experience even more enjoyable and stress-free. Proper financial planning for vacations allows you to set realistic budgets, prioritize your spending, and avoid any unexpected expenses that could dampen your trip.

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banking advice, financial advice, financial security, general, tips

Couple deciding if a home equity loan or HELOC is better for them.
Home Equity Loan vs. Home Equity Line of Credit

Navigating the world of home financing can be complex, especially when it comes to your home’s equity. Two popular options for homeowners looking to leverage their property’s value are home equity loans and home equity lines of credit (HELOCs). While both provide access to funds for major expenses or investments, they function differently.

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bank loans, financial advice, financial security, general

Person identifying different types of scams graphic.
Identifying Phishing and Social Engineering Scams

In today’s digital age, the threat of phishing and social engineering scams is more prevalent than ever. Social engineering uses deceptive tactics designed to trick consumers into revealing sensitive information such as passwords, financial information, and personal details which are then used for fraudulent purposes.

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cybersecurity, financial advice, financial security, fraud, general, online scams, online security, scams, tips

Person calculating their taxes.
How to Identify and Avoid Tax Scams

Tax season can be a stressful time for many, and unfortunately, it’s also a prime time for scammers looking to take advantage of unsuspecting taxpayers. Identifying how tax scams work and avoiding them is crucial to protecting your personal information and financial well-being.

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business fraud, financial advice, financial security, fraud, general, online scams, online security, scams

Cartoon woman being scammed online.
The Financial Impact of Dating App Scams

Dating apps have revolutionized the way people connect and find love, but they also come with risks, including scams that can have significant negative financial impact. Scammers on these platforms often prey on emotions, building trust before exploiting their victims financially. The consequences can be devasting!

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financial advice, financial security, fraud, general, online scams, online security

Person balancing their finances.
Balancing Your Checking Account 101

Balancing your checking account is a crucial skill for maintaining your financial health and avoiding unnecessary fees. It involves keeping track of your deposits, withdrawals, and other transactions to ensure that your account records match your bank statements. Explore these effective steps and strategies to help you stay on top of your finances.

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banking advice, checking accounts, financial security, general, tips

Couple viewing their bank statements.
Overdraft Fees and How You Can Avoid Them

Overdraft fees can be a frustrating and costly surprise for many people. These fees occur when you spend more money than you have available in your checking account, causing your bank to potentially cover the shortfall temporarily. Explore what overdraft fees are, how they work, and, most importantly, how you can avoid them.

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banking advice, checking accounts, financial advice, financial security, general

Couple standing in front of their new home.
How to Choose Homeowners Insurance

When it comes to choosing homeowners insurance, it’s important to consider factors like coverage options, deductibles, and premiums. You’ll want to find a policy that meets your specific needs and budget. You should also consider getting different quotes from different insurance providers to ensure you’re getting the best deal.

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financial advice, financial security, general, insurance, tips

Couple tracking their spending in BankIowa
How to Use the Personal Finance tool to Track Your Spending

Discover what’s possible with the personal financial insights provided by our world-class online & mobile Personal Finance tool. BankIowa will help you keep a pulse on your finances by offering insights that guide you to stay on track with your budget. Every time you log in, you’ll see a feed of money savings tips to help you put your needs first.

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banking advice, financial advice, financial security, general, tips