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BankIowa will close at 12:00 PM on December 24th and will be closed December 25th. The last time for a wire to be sent on December 24th will be at 11:00 AM.

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Tag: banking advice

Person balancing their finances.
Balancing Your Checking Account 101

Balancing your checking account is a crucial skill for maintaining your financial health and avoiding unnecessary fees. It involves keeping track of your deposits, withdrawals, and other transactions to ensure that your account records match your bank statements. Explore these effective steps and strategies to help you stay on top of your finances.

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banking advice, checking accounts, financial security, general, tips

Couple viewing their bank statements.
Overdraft Fees and How You Can Avoid Them

Overdraft fees can be a frustrating and costly surprise for many people. These fees occur when you spend more money than you have available in your checking account, causing your bank to potentially cover the shortfall temporarily. Explore what overdraft fees are, how they work, and, most importantly, how you can avoid them.

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banking advice, checking accounts, financial advice, financial security, general

Grandma teaching granddaughter how to save money.
Smart Financial Advice for Your Kids

In today’s fast-paced world, understanding money management, budgeting, and saving is more important than ever. Introducing financial concepts to your kids early will help them develop healthy financial habits for later in their lives. For parents and/or educators, here are some tips and activities to help prepare your kids.

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banking advice, cybersecurity, financial advice, general, tips

Couple discussing different health savings accounts.
Health Savings Accounts 101

Whether you are looking to save for unexpected doctor visits or are planning for future healthcare expenses, Health Savings Accounts (HSA’s) offer a smart and tax-advantaged way to set aside money.

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banking advice, general, insurance

Man getting scammed during the holidays.
Types of Holiday Scams and How to Avoid Them

The holiday season is a time of joy, celebration, and giving, but it’s also a prime time for scammers to take advantage of unsuspecting individuals. As people rush to buy gifts, make travel arrangements, and donate to charities, they often let their guard down, making them easy targets for scammers.

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banking advice, business fraud, fraud, general, online scams, online security, scams

A woman creating her holiday budget.
Setting Up Your Holiday Budget

Are you looking to establish a holiday budget this year? Then discover some effective strategies for setting up a holiday budget that will enable you to enjoy the season without breaking the bank. Let’s make sure your finances stay on track while you celebrate!

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banking advice, financial advice, general, tips

Business couple analyzing their business credit card.
Business Credit Vs. Personal Credit

Business Credit and Personal credit are often linked as one in the same, which can be true in some cases, but the accounts have separate financial histories. Personal credit is for your personal use, like student loans, auto loans, home mortgage, or personal credit cards. Business credit is for business use.

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bank loans, banking advice, business, general

Couple tracking their spending in BankIowa
How to Use the Personal Finance tool to Track Your Spending

Discover what’s possible with the personal financial insights provided by our world-class online & mobile Personal Finance tool. BankIowa will help you keep a pulse on your finances by offering insights that guide you to stay on track with your budget. Every time you log in, you’ll see a feed of money savings tips to help you put your needs first.

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banking advice, financial advice, financial security, general, tips

Male student filling out their student loan forms.
Student Loans 101

Explore the diverse landscape of student loans and find the perfect fit for your individual circumstance. From federal to private loans, learn about the options that can help you achieve your educational goals. Understanding the various kinds of student loans will help you make informed decisions.

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bank loans, banking advice, financial advice, general, tips

Woman observing her difference finances.
Financial Fears: How to Overcome Them

Money is a source of stress for many adults, and it’s easy to see why. From debt and job loss to unexpected expenses, there are many financial fears that can keep someone up at night. However, it’s important to know that you are NOT alone in these worries.

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banking advice, financial advice, financial security, general, tips