Discover what’s possible with the personal financial insights provided by our world-class online and mobile Personal Finance manager tool. BankIowa will help you keep a pulse on your finances by offering insights that guide you to stay on track with your budget. Every time you log in, you’ll see an updated feed of money savings tips to help you put your needs first. Are you on track or over budget? Spending insights will gently guide you to spend within your budget.


Our Personal Finance Money Management Tool


We provide our consumer clients with a free financial management tool. It is an integral feature accessible through your BankIowa Personal Online Banking or Mobile Banking account. It is a great tool for budgeting and keeping your finances on track.


Realign and Refocus On your Spending


Even with clear transactions it can still be difficult to get a grasp on where your money is being spent. BankIowa’s Personal Finance spending wheel is designed to highlight how much money is going to life’s different spending categories. Categories include entertainment, utilities, groceries, rent/mortgage, medical, etc. You can even select individual transactions and recategorize them to better help you understand where your money goes. View your spending, compare it to your income, and drill down into transactions to get a better idea of how you use your money. With a graph view, you can easily see areas where you are overspending and adjust to stay within your budget. 


Find More in your Finances 


Personal Finance seamlessly links accounts from various financial institutions, including credit cards, loans, investments, and deposit accounts, and allows you to view them alongside your BankIowa accounts, all in one place.
With this free tool, you can:

  1. Enjoy automatic categorization of transactions
  2. Know your monthly spending habits
  3. Make budgeting fun with bubble budgets
  4. Pay off debts efficiently
  5. Monitor your net worth
  6. Save for your goals
  7. Get notified when you overspend


The Personal Finance money management tool is a great, free tool available to you which eliminates the hassle of logging in to multiple online banking platforms to see your full financial picture. This service not only provides a secure hub for displaying balances and history but also offers insightful visualizations such as graphs, trends, and timelines, enhancing your financial understanding and control. We encourage you to use this tool, especially for budgeting purposes, to help you maintain control of your finances. If you’d like more information about this tool or want to better understand your spending and saving trends, we welcome you to speak to one of our personal bankers during normal business hours.